Compare the fit

Staffing factoring companies: compare providers

Cover the gap between paying your workers and collecting client invoices. Compare providers that explicitly serve staffing agencies, with links to their published programs.

6 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

Client invoices

Prepare an accounts receivable aging report, sample invoices and client payment terms. Ask which clients and invoice types the factor will accept.

Payroll timing

Compare the first funding process with the routine advance schedule. Confirm how weekends, holidays and invoice verification affect payroll.

The full agreement

Ask about advance rates, reserves, minimum fees, contract length, termination charges and responsibility for unpaid invoices.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. Factoring is a purchase of receivables, rather than a conventional business loan.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
1st Commercial Credit	Commercial staffing receivables; the program excludes amounts owed by Medicare, Medicaid or individuals. New and established agencies are discussed.	Provider describes usual 90% advances and no monthly minimums; final terms require approval.	Distinguish staffing invoices billed to facilities from insurance or patient receivables; confirm MSP and VMS arrangements.
Advance Partners	New staffing and recruiting agencies with approved client invoices; funding is tied to receivables.	Request a written quote; terms were not established by our sources.	Generic explanations of recourse elsewhere do not establish the terms of this program.
Encore Funding	Staffing agencies from startups through enterprise firms; completed client invoices, receivables aging and active client documentation are requested.	Request a written quote; terms were not established by our sources.	Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.
Factor Funding	Staffing and recruiting startups and established businesses with invoices.	General pricing page states most cases have no monthly minimum volume, but the provider prefers at least $10,000 per month. Confirm the program-specific requirement.	Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.
PRN Funding	Nurse staffing agencies including startups; approval depends on customer creditworthiness.	Request a written quote; terms were not established by our sources.	Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.
Riviera Finance	Business-to-business invoices owed by creditworthy customers with standard payment terms.	Non-recourse for customer insolvency or bankruptcy; do not interpret as protection against every invoice dispute or nonpayment cause.	Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

1st Commercial Credit

Factoring provider

Dedicated medical staffing program with invoice and completed-timesheet verification.

Who it serves: Commercial staffing receivables; the program excludes amounts owed by Medicare, Medicaid or individuals. New and established agencies are discussed.
Published terms: Provider describes usual 90% advances and no monthly minimums; final terms require approval.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Distinguish staffing invoices billed to facilities from insurance or patient receivables; confirm MSP and VMS arrangements.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Advance Partners

Factoring provider

A dedicated startup staffing program combines invoice factoring with optional operational and back-office support.

Who it serves: New staffing and recruiting agencies with approved client invoices; funding is tied to receivables.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Generic explanations of recourse elsewhere do not establish the terms of this program.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Encore Funding

Factoring provider

Funding-only arrangements include invoice advances and collections; full-service options add payroll processing, taxes, invoicing and timekeeping.

Who it serves: Staffing agencies from startups through enterprise firms; completed client invoices, receivables aging and active client documentation are requested.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider FAQ

Factor Funding

Factoring provider

Supports startup and established staffing firms; the general factoring FAQ states there is no required minimum or maximum factoring volume.

Who it serves: Staffing and recruiting startups and established businesses with invoices.
Published terms: General pricing page states most cases have no monthly minimum volume, but the provider prefers at least $10,000 per month. Confirm the program-specific requirement.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

PRN Funding

Factoring provider

Healthcare-focused factoring for nurse staffing agencies; PRN states it does not require a strong credit history or personal guarantee.

Who it serves: Nurse staffing agencies including startups; approval depends on customer creditworthiness.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Riviera Finance

Factoring provider

Riviera offers staffing payroll factoring and describes protection against customer insolvency or bankruptcy.

Who it serves: Business-to-business invoices owed by creditworthy customers with standard payment terms.
Published terms: Non-recourse for customer insolvency or bankruptcy; do not interpret as protection against every invoice dispute or nonpayment cause.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

How we selected these providers

We matched existing register profiles to their own published industry-specific factoring pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

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Questions before you choose

Is staffing factoring a business loan?

Factoring generally involves selling eligible invoices. Compare the invoice purchase agreement, reserve and fees rather than treating it as a standard term loan.

Can a new staffing agency qualify?

Startup eligibility differs by provider. Ask whether signed client contracts, approved invoices and completed work are sufficient, and confirm any operating-history minimum.

Does non-recourse mean every unpaid invoice is covered?

Do not assume that. Ask which credit events are covered and what happens with disputes, offsets, late payment or a client rejecting the work.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a factoring broker →Browse all factoring providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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