Compare the fit

Dental equipment financing companies: compare providers

Compare dental equipment financing for practice upgrades and equipment purchases. See published program requirements and questions to ask before signing.

3 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

The practice stage

Distinguish an established practice buying equipment from a new practice startup or acquisition. One program does not establish eligibility for all three.

The complete quote

Include chairs, imaging, software and installation as separate items. Ask whether soft costs and used equipment are eligible.

Ownership and payoff

Compare end-of-term ownership, purchase options, security interests, guarantees and early payoff obligations.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. A startup or equipment program does not mean every applicant or asset qualifies.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
Ascentium Capital	Dental practices; final terms depend on credit parameters and collateral. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.	Healthcare program advertises financing up to $2 million and bundling associated costs.	Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.
Balboa Capital	Dental page publishes two years in business, $100,000 annual revenue and FICO 640 minimum; additional criteria apply.	Application-only hard collateral up to $500,000 and soft collateral up to $350,000.	Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.
U.S. Bank	Existing-customer application-only route for transactions up to $250,000; subject to credit approval.	24–60 month terms; published no-down-payment option and $375 origination fee.	Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Ascentium Capital

Equipment finance provider

Healthcare program explicitly includes dental practices and dental equipment.

Who it serves: Dental practices; final terms depend on credit parameters and collateral. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.
Equipment: New or used dental and healthcare equipment.
Published terms: Healthcare program advertises financing up to $2 million and bundling associated costs.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Balboa Capital

Equipment finance provider

Ameris Bank Equipment Finance offers a dental program for solo and group practices.

Who it serves: Dental page publishes two years in business, $100,000 annual revenue and FICO 640 minimum; additional criteria apply.
Equipment: Dental lasers, digital X-ray equipment and intraoral cameras.
Published terms: Application-only hard collateral up to $500,000 and soft collateral up to $350,000.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Dental program requirements and Balboa division disclosure

U.S. Bank

Equipment finance provider

Equipment program explicitly includes dental practices.

Who it serves: Existing-customer application-only route for transactions up to $250,000; subject to credit approval.
Equipment: Dental equipment; bank also lists medical and veterinary equipment.
Published terms: 24–60 month terms; published no-down-payment option and $375 origination fee.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Equipment financing and EFA explanation

How we selected these providers

We matched existing register profiles to their own published equipment financing pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

Suggest a correction · How register standing works

Questions before you choose

Can a new dental practice use these programs?

Eligibility must be confirmed. Some listed programs publish operating-history minimums. A dental equipment offer alone is not proof of startup financing.

Can I finance dental imaging equipment?

The Ameris dental page explicitly discusses digital X-ray equipment and intraoral cameras. Confirm the seller quote and amount directly.

How should I compare a vendor offer?

Use the same equipment price and payment schedule, then compare total payments, fees, cash due, ownership and early payoff against an independent quote.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a equipment financing broker →Browse all equipment financing providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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