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Fundbox

Levr partner
Online lender for business lines of credit and term loansSan Francisco, CaliforniaBased in California; service area not yet provided
BBLL 000103Listed Oct 2026On LevrLast checked Oct 31, 2026

About

Fundbox offers business credit through direct and embedded platform channels. Available terms can differ by channel, and a public product illustration is not a confirmed borrowing limit.

Online lender. Takes applications and makes credit decisions online.

What they lend

General small business
From the lender's own site and public records.

A second look at Fundbox

Fundbox offers business credit through direct and embedded platform channels. Available terms can differ by channel, and a public product illustration is not a confirmed borrowing limit.

Business loans and lines of credit originated by First Electronic Bank or Lead Bank; California disclosure also states Fundbox makes loans under California Financing Law license 60DBO-48774.

Published by Levr, not by Fundbox. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Line of credit

Amount
A current universal borrowing range was not established by the sources reviewed. Ask for your approved limit.
Repayment
Platform-facing page lists 3, 6, 12, 18 or 24 months per draw; some terms available only through embedded partnerships. Its FAQ describes typical 12, 24 or 52 week terms.. Each draw is an independent loan with its own fixed payment schedule; repayments replenish available credit.
Fees and cost
No origination fees; remaining fees waived on early payoff, according to product page. Numeric fee or APR not established by reviewed current page.
Published entry requirements
Business checking account with at least three months of transactions. A consistent current universal revenue, FICO or business-age minimum was not established in the reviewed FAQ. Confirm channel-specific criteria.
Credit inquiry
Soft inquiry during application; hard inquiry at first draw if approved, which may affect credit score.
Availability and restrictions
Current disclosure says financing may not be available in all states and local restrictions may apply; do not claim universal state availability. Prohibited categories include adult services, firearms/ammunition sales, online gambling, direct marijuana businesses, money services and financial institutions, and nonprofits. Policy examples are not exhaustive.

Provider sources: Official Line of credit details · Credit-check FAQ · Restricted businesses · Legal funding disclosures

Embedded term loan

Amount
A current universal borrowing range was not established by the sources reviewed. Ask for your approved limit.
Repayment
6–24 months. Fixed weekly or monthly installments
Fees and cost
No origination fee or early repayment fee; future weekly fees waived when principal is repaid in full. Actual fees shown before draw.
Availability
Presented as a platform-embedded product; confirm access through the relevant partner.
Published entry requirements
Business checking account with at least three months of transactions. A consistent current universal revenue, FICO or business-age minimum was not established in the reviewed FAQ. Confirm channel-specific criteria.
Credit inquiry
Soft inquiry during application; hard inquiry at first draw if approved, which may affect credit score.
Availability and restrictions
Current disclosure says financing may not be available in all states and local restrictions may apply; do not claim universal state availability. Prohibited categories include adult services, firearms/ammunition sales, online gambling, direct marijuana businesses, money services and financial institutions, and nonprofits. Policy examples are not exhaustive.

Provider sources: Official Embedded term loan details · Credit-check FAQ · Restricted businesses · Legal funding disclosures

When it may fit

Our assessment of the published programs

  • Businesses needing recurring working capital and comfortable connecting their operating bank account, especially within a participating platform.

What to weigh carefully

  • Businesses requiring a guaranteed public borrowing limit or term menu before underwriting, or those avoiding a hard inquiry at first draw.

Questions before you accept an offer

  1. Am I applying directly or through a partner, and which terms apply?
  2. What amount, fee dollars and repayment schedule are in my actual offer?
  3. Which entity originates this loan?
  4. What personal guarantee or lien applies?
  5. How much is saved if I repay each draw early?
  6. Will the first draw trigger a hard inquiry?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare another revolving credit program and its repayment schedule.

Bluevine

Compare credit-line eligibility and the legal bank issuer.

The lender

Type
Online lender
Legal name
Fundbox, Inc.
Founded
2013
Charter
Not yet provided Add it
Headquarters
San Francisco, California
Service area
Based in California; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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