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Ameris Bank

Listed
Bank for business lines of credit and term loansAtlanta, GeorgiaBased in Georgia; service area not yet provided
BBLL 000779Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Ameris Bank offers revolving business credit alongside short-term loans through Ameris Bank Equipment Finance. Compare the two channels because repayment schedules and published eligibility differ.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditTerm loansWorking capital loans
From the lender's own site and public records.

A second look at Ameris Bank

Ameris Bank offers revolving business credit alongside short-term loans through Ameris Bank Equipment Finance. Compare the two channels because repayment schedules and published eligibility differ.

Direct bank lender; the equipment-finance business is an Ameris Bank division.

Published by Levr, not by Ameris Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Equipment Finance small-business loan

Amount
Advertised loans of $20,000–$250,000.
Repayment
Daily or weekly automatic payments; the page says prepayment carries no penalty.
Eligibility uncertainty
The same page shows two years and FICO 640 in its checklist but one year and FICO 620 in its text. Both specify $300,000 annual revenue; confirm current requirements before applying.

Provider sources: Small-business loans

Business Xpress Line of Credit

Structure
Revolving credit for inventory, payroll, receivables and other operating needs.
Interest
Variable rate, with interest charged after funds are drawn.
Amount and security
A March 2026 bank article advertises $10,000–$100,000 with secured and unsecured options.

Provider sources: Business Xpress · Bank product explanation

When it may fit

Our assessment of the published programs

  • Businesses comparing a reusable operating line with a short-term lump sum.

What to weigh carefully

  • Frequent ACH payments require a cash-flow check. Published credit and operating-history requirements conflict.
  • A no-prepayment-penalty claim does not establish how much interest is saved.

Questions before you accept an offer

  1. Which channel and credit requirements apply to this application?
  2. What are net proceeds, total payments and the payoff amount after three months?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

United Community Bank

Compare another bank with business and SBA lending.

SouthState Bank

Compare SouthState’s small-business lending options.

The lender

Type
Bank
Legal name
Ameris Bank
Founded
1971
Charter
Not yet provided Add it
Headquarters
Atlanta, Georgia
Service area
Based in Georgia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
amerisbank.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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