Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
Coastal Area District Development Authority logo

Coastal Area District Development Authority

Listed
Broker and lender for equipment financing and commercial real estate loansBrunswick, GeorgiaGeorgia, the Lowcountry of South Carolina, and northern Florida; specific programs have narrower county or rural-location rules.
View Coastal Area District Development Authority on Best Business Loan Brokers →
BBLL 000403Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

CADDA is a nonprofit development lender serving Georgia, North Florida, and South Carolina’s Lowcountry. Its programs combine SBA 504 fixed-asset financing with regional revolving-loan and rural relending funds; geography, eligible uses, and program structure vary, so borrowers should identify the…

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

Financing they offer

Equipment financingCommercial real estate loansSBA 504 loansWorking capital loansStartup funding

Some products may be arranged through other lenders.

General small business
From the lender's own site and public records.

A second look at Coastal Area District Development Authority

CADDA is a nonprofit development lender serving Georgia, North Florida, and South Carolina’s Lowcountry. Its programs combine SBA 504 fixed-asset financing with regional revolving-loan and rural relending funds; geography, eligible uses, and program structure vary, so borrowers should identify the right fund before applying.

Nonprofit SBA Certified Development Company and regional small-business lender administering 504, Community Advantage, EDA revolving-loan, and USDA relending programs.

Published by Levr, not by Coastal Area District Development Authority. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Regional business financing

Service area
CADDA lists Georgia, South Carolina, and Florida; its detailed partner page lists all Georgia counties, three South Carolina Lowcountry counties, and four northern Florida counties.
EDA revolving-loan fund
The business-loans overview lists up to $350,000, while the lending-partner page lists up to $500,000; ask which fund and limit apply. Published uses include fixed assets, inventory and working capital.
USDA Intermediary Relending Program
Up to $250,000 for businesses in rural areas, for land, buildings, machinery, equipment, inventory, or working capital.
SBA 504
Fixed-asset financing for eligible for-profit small businesses, with published maximum amounts up to $5.5 million and 10-, 20-, or 25-year terms depending on asset useful life.

Provider sources: CADDA business loans · CADDA service area and program details · About CADDA

When it may fit

Our assessment of the published programs

  • For-profit businesses in CADDA’s southeastern service footprint seeking fixed-asset SBA 504 financing or regional working-capital and equipment programs.

What to weigh carefully

  • The SBA 504 program is primarily fixed-asset financing; it should not be treated as a general working-capital line.
  • EDA and USDA revolving funds have distinct geography and eligible-use rules, including rural-location restrictions for USDA IRP.
  • The site’s visible 504 rate snapshot is date-specific; request the current rate, all fees, equity injection, collateral, and guarantee requirements.
  • CADDA’s EDA amount differs across its public pages ($350,000 versus $500,000); confirm the applicable fund before relying on a cap.

Questions before you accept an offer

  1. Which counties and fund apply to the project location and intended use?
  2. Does the project qualify for 504, EDA RLF, USDA IRP, or Community Advantage, and what borrower injection is required?
  3. What current rate, fees, lien position, guarantees, and maturity apply to the selected program?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Georgia Certified Development Corporation

Georgia Certified Development Corporation is another Georgia-based SBA development lender to compare for eligible fixed-asset projects.

Florida First Capital Finance

Florida First Capital Finance offers a Florida-based SBA development-lending alternative relevant to projects in CADDA’s northern Florida footprint.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1976
Charter
Not yet provided Add it
Headquarters
Brunswick, Georgia
Service area
Georgia, the Lowcountry of South Carolina, and northern Florida; specific programs have narrower county or rural-location rules.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
cadda-sba.org
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in Georgia

All of Georgia
Access to Capital for Entrepreneurs logo
Access to Capital for EntrepreneursListed
ACE provides Georgia businesses with microloans and larger commercial loans, alongside business advice. Its current standard programs require two years of operations.
Direct business lendersTerm loansWorking capital loansUnclaimed
Cleveland, GA
AC
Action Capital CorporationListed
Action Capital Corporation provides receivables-based working capital and ledgered lines, including specialized government-contract receivable and earned-but-unbilled finance.
Direct business lendersInvoice factoringAsset based lendingUnclaimed
Atlanta, GA
AB
Ameris BankListed
Ameris Bank offers revolving business credit alongside short-term loans through Ameris Bank Equipment Finance. Compare the two channels because repayment schedules and published eligibility differ.
BanksBusiness lines of creditTerm loansUnclaimed
Atlanta, GA
Bankers Factoring logo
Bankers FactoringListed
Bankers Factoring provides direct non-recourse invoice factoring and purchase-order funding. Its credit protection has defined limits and does not excuse delivery or performance disputes.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Dalton, GA
Powered byLevrStanding rises on evidence, never on payment.