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CanaCap

Listed
Broker and lender for working capital loansToronto, OntarioServes Canadian businesses; availability varies by program and province
BBLL 000275Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

CanaCap provides business working capital directly and through third-party funding referrals across Canada.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

Financing they offer

Some products may be arranged through other lenders.

General small business
From the lender's own site and public records.

A second look at CanaCap

CanaCap provides business working capital directly and through third-party funding referrals across Canada.

Hybrid direct funder and financing referral provider; about page expressly claims direct funding and privacy policy distinguishes own financing from third-party lender referrals.

Published by Levr, not by CanaCap. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business working capital

Uses
Funding supports expansion, new projects, operating improvements and seasonal cash-flow needs.
Collateral
Current program pages advertise financing without hard collateral, subject to the financing agreement.
Additional capital
A separate additional-funding program is intended to complement an existing advance.
Review
Business sales, operating history and bank/credit information are used to assess financing eligibility.

Provider sources: About CanaCap · Financing · Fixed funding · Privacy policy

When it may fit

Our assessment of the published programs

  • Revenue-generating Canadian businesses comparing operating or expansion capital.

What to weigh carefully

  • The overview markets Flexible Funding up to $800,000 while the linked Fixed Funding page lists $500,000 and both six-month and one-year history requirements; confirm current program criteria.
  • Confirm whether CanaCap or a third party funds the request, exact legal counterparty, loan versus advance structure, net proceeds, remittance, reconciliation, guarantees and total cost.

Questions before you accept an offer

  1. Which program and legal financing entity will fund this request?
  2. What security, owner contribution, fees and repayment conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BDC

BDC provides Canadian business working-capital and growth loans.

Accord Financial

Accord offers Canadian secured commercial working-capital finance.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
2006
Charter
Not yet provided Add it
Headquarters
Toronto, Ontario
Service area
Serves Canadian businesses; availability varies by program and province
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
canacap.ca
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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