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CDC Small Business Finance logo

CDC Small Business Finance

Listed
Direct business lender for commercial real estate loans and working capital loansSan Diego, CaliforniaBusiness financing in the United States; program and underwriting conditions apply.
BBLL 000326Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

CDC Small Business Finance is a nonprofit lender in the Momentus Capital family. Its small-business SBA7(a) Community Advantage loans are distinct from its commercial-real-estate504 financing.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loansWorking capital loans
General small business
From the lender's own site and public records.

A second look at CDC Small Business Finance

CDC Small Business Finance is a nonprofit lender in the Momentus Capital family. Its small-business SBA7(a) Community Advantage loans are distinct from its commercial-real-estate504 financing.

Nonprofit SBA lender and Certified Development Company.

Published by Levr, not by CDC Small Business Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA7(a) Community Advantage

Amount and term
USD30,000–350,000, with monthly repayment and terms up to10years.
Pricing
Published starting interest is Prime plus2.75%; fixed or variable options may be available.
Uses
Startup, acquisition, equipment, inventory, working capital and eligible debt refinancing.
Applicant contribution
Published10%down payment for startups under12months and business acquisitions; sufficient repayment cash flow required.

Provider sources: Community Advantage · Organization and programs

When it may fit

Our assessment of the published programs

  • Small businesses needing SBA-backed operating or acquisition finance and advising.

What to weigh carefully

  • The provider states100%US-citizen or US-national ownership with residence in the US or territories; verify current eligibility before applying.
  • 504 real-estate marketing amounts describe a different financing structure.
  • Approval typically takes two to four weeks after required documents; prequalification is not final approval.

Questions before you accept an offer

  1. What fixed or variable rate and fees apply?
  2. What owner guarantees and collateral are required?
  3. How much qualifying cash equity must be documented?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck for shorter-term operating-business finance.

Fundbox

Compare Fundbox for revolving working capital, subject to its eligibility.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1978
Charter
Not yet provided Add it
Headquarters
San Diego, California
Service area
Business financing in the United States; program and underwriting conditions apply.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
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Also lends to consumers
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Website
cdcloans.com
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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