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Celtic Bank

Listed
Bank for asset based lending and commercial real estate loansSalt Lake City, UtahBased in Utah; service area not yet provided
BBLL 000816Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Celtic Bank publishes nationwide SBA 7(a) financing up to $5 million and asset-based facilities up to $10 million. Its SBA page gives uses and maximum term features; its ABL page specifies borrowing-base advance limits against receivables and inventory, with floating pricing and renewal provisions.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingCommercial real estate loansEquipment financingSBA 504 loans
From the lender's own site and public records.

A second look at Celtic Bank

Celtic Bank publishes nationwide SBA 7(a) financing up to $5 million and asset-based facilities up to $10 million. Its SBA page gives uses and maximum term features; its ABL page specifies borrowing-base advance limits against receivables and inventory, with floating pricing and renewal provisions.

Direct bank lender; final availability and terms depend on product eligibility and underwriting.

Published by Levr, not by Celtic Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a)

Amount
Up to $5 million.
Term and structure
Up to 25 years, with no balloon payments listed.
Uses
Business acquisition or startup, property purchase or construction, tenant improvements, debt refinancing, equipment, working capital and inventory.

Provider sources: Celtic SBA 7(a) · Celtic business loans

Asset-based lending

Commitment size
Up to $10 million in loan commitments.
Borrowing base
Up to 85% of accounts receivable value and up to 75% of inventory value.
Rate and maturity
Floating rates based on WSJ Prime; maturities from one to ten years with renewal provisions; additional servicing fees may apply.

Provider sources: Celtic asset-based lending · Celtic SBA 7(a)

When it may fit

Our assessment of the published programs

  • Potentially relevant for SBA-eligible businesses nationwide or asset-rich companies needing borrowing-base credit against receivables and inventory.

What to weigh carefully

  • Celtic says rates, fees and terms may change and all applications remain subject to underwriting.
  • SBA and ABL are different channels with distinct eligibility, collateral and reporting requirements.

Questions before you accept an offer

  1. Does the business qualify under SBA or does its asset base suit ABL?
  2. How are receivables eligibility, reserves and servicing fees calculated?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

UMB Bank, National Association

Compare UMB SBA lending.

U.S. Bank

Compare U.S. Bank asset-backed business credit.

The lender

Type
Bank
Legal name
Celtic Bank
Founded
2001
Charter
Not yet provided Add it
Headquarters
Salt Lake City, Utah
Service area
Based in Utah; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
celticbank.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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