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U.S. Bank

Listed
Bank for equipment financing and business lines of creditCincinnati, OhioBased in Ohio; service area not yet provided
BBLL 000732Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

U.S. Bank separates secured and unsecured Quick Loans and Cash Flow Manager lines. Collateral changes the available limit and term; personal guarantees still apply.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingBusiness lines of creditTerm loans
From the lender's own site and public records.

A second look at U.S. Bank

U.S. Bank separates secured and unsecured Quick Loans and Cash Flow Manager lines. Collateral changes the available limit and term; personal guarantees still apply.

Direct bank lender: U.S. Bank National Association.

Published by Levr, not by U.S. Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Quick Loan

Secured option
Up to $250,000, with terms up to 84 months; secured applications require a first-position UCC lien.
Unsecured option
Up to $50,000 with terms up to 48 months, without business-asset collateral.
Guarantee
Business owners must personally guarantee the credit.
Early payoff
Full repayment within one year carries a fee of 1% of original amount, with $50 minimum and $100 maximum. Page separately exempts SBA-guaranteed loans; confirm applicability to the offered note.
Relationship discount
Automatic payments from U.S. Bank checking or savings can qualify for a 0.50% rate discount; autopay is not required for approval.

Provider sources: Quick Loan product and disclosures

Cash Flow Manager

Limits
Secured revolving line up to $250,000; unsecured revolving line up to $100,000.
Annual fees
$150 for lines $50,000 or less; no annual fee above $50,000.
Structure
Pay interest on drawn funds. Option to lock an existing balance at a fixed rate; terms are offer-specific.
Security
Secured applications require a first-position UCC lien on business assets. Personal guarantee required for small-business lines.
Documents
Business identity, gross annual sales and potentially tax returns, financial statements and formation documents.

Provider sources: Cash Flow Manager details · Secured versus unsecured application

When it may fit

Our assessment of the published programs

  • Useful for comparing an asset-backed bank facility against a smaller unsecured option.

What to weigh carefully

  • The Quick Loan FAQ mentions six months operating in a general eligibility discussion; confirm the actual underwriting threshold for the selected product.
  • No universal revenue minimum or credit score was established on the product pages.
  • Not every program or amount is available in every state.

Questions before you accept an offer

  1. Does the offer require first lien on all business assets?
  2. Who guarantees, and can an existing lender subordinate its lien?
  3. What fees and prepayment charges apply?
  4. What rate and payment apply if I lock a credit-line balance?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo BusinessLine and secured Prime Line.

PNC Bank

Compare PNC unsecured financing and its published underwriting considerations.

Published specialist programs

Medical equipment financing companies

Bank equipment financing explicitly includes medical practice equipment.

Who it serves
Application-only transactions up to $250,000 are described for existing U.S. Bank customers. Normal credit approval applies.
Published terms
Published terms 24–60 months; no down payment; up to 25% additional costs; $375 origination fee.

Equipment covered: New or used medical equipment.

Our questions before you choose

Confirm EFA versus loan structure and early payoff: the bank says its EFA is non-cancelable and prepayment depends on the agreement.

Checked October 31, 2026. Equipment financing and EFA explanation

Dental equipment financing companies

Equipment program explicitly includes dental practices.

Who it serves
Existing-customer application-only route for transactions up to $250,000; subject to credit approval.
Published terms
24–60 month terms; published no-down-payment option and $375 origination fee.

Equipment covered: Dental equipment; bank also lists medical and veterinary equipment.

Our questions before you choose

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Checked October 31, 2026. Equipment financing and EFA explanation

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

Ascentium Capital

Compare dental equipment financing companies →

Balboa Capital

Compare dental equipment financing companies →

The lender

Type
Bank
Legal name
U.S. Bank National Association
Founded
1863
Charter
Not yet provided Add it
Headquarters
Cincinnati, Ohio
Service area
Based in Ohio; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender
Also lends to consumers
Not yet provided Add it
Website
usbank.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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