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CIBC

Listed
Bank for term loans and business lines of creditToronto, OntarioCanadian business financing; eligibility, security and availability depend on the selected program and province.
View 2 loan officers at this lender ↓
BBLL 000055Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

CIBC offers Canadian business term loans and revolving credit with secured and unsecured options. Amounts, guarantees and pricing are assessed individually; the term-loan amortization headline has an important five-year-term condition.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansBusiness lines of credit
From the lender's own site and public records.

A second look at CIBC

CIBC offers Canadian business term loans and revolving credit with secured and unsecured options. Amounts, guarantees and pricing are assessed individually; the term-loan amortization headline has an important five-year-term condition.

Canadian Imperial Bank of Commerce is the direct Canadian bank lender. This profile covers Canadian business products, not the separate CIBC Bank USA offering.

Published by Levr, not by CIBC. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loan

Amount and currency
Starts at C$10,000 as a lump sum.
Term and amortization
Up to twenty-five-year amortization applies only to five-year term loans. Terms of one to four years must have matching amortization, according to the footnote.
Security
Secured or unsecured depending on approval. Personal guarantees from owners and a general security agreement may be required.
Early payment
Variable-rate loans allow lump-sum payments without prepayment charges. Confirm the separate fixed-rate payoff rules.
Underwriting
The page highlights industry experience, owner investment, good credit, a detailed plan and twelve to twenty-four months of inflows exceeding outflows. These are favorable application factors, not an approval guarantee.

Provider sources: Official business loan

Business line of credit

Limit and currency
Starts at $10,000; CAD or USD facilities are advertised.
Structure
Revolving access, interest on used funds and minimum monthly payments; the balance can be fully repaid at any time.
Pricing and fees
Variable pricing; security and credit profile affect the offer. Fees may apply to facilities and limit increases; a universal numerical schedule is not published.
Application
Apply through a business advisor. Funding in as little as two days is conditional on a complete application, approval and signed documents.

Provider sources: Official business line of credit

When it may fit

Our assessment of the published programs

  • A Canadian business comparing an asset purchase loan with reusable operating credit.

What to weigh carefully

  • Twenty-five-year amortization does not mean a twenty-five-year rate lock or loan term.
  • Secured and unsecured availability is subject to underwriting; personal guarantees can still apply.
  • Calculator rates and payment illustrations are not approved offers.

Questions before you accept an offer

  1. What is due at term maturity, and will renewal be required?
  2. Which owners guarantee the debt and what assets are secured?
  3. What fees apply at origination, annual review and limit increases?
  4. How are lump-sum payments treated on my exact rate structure?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Royal Bank of Canada

Compare RBC’s fixed and variable term-loan prepayment terms and OperatingLine mechanics.

BDC

Compare BDC for business or equipment financing and product-specific repayment options.

The lender

Type
Bank
Legal name
Not yet provided Add it
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Toronto, Ontario
Service area
Canadian business financing; eligibility, security and availability depend on the selected program and province.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
cibc.com
LinkedIn
Company page

Loan officers at this lender (2)

Each loan officer here has a profile of their own.

SK
Sanaz KhazaeiListedManager, Underwriter, Innovation Banking
Loan officer. Listed from public records. Details fill in when Sanaz claims the profile.
Unclaimed
Vancouver, BC
JT
Joe TimlinListedManaging Director
Loan officer. Listed from public records. Details fill in when Joe claims the profile.
Unclaimed

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