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Colony Bank

Listed
Bank for commercial real estate loans and term loansFitzgerald, GeorgiaBased in Georgia; service area not yet provided
BBLL 001163Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Colony Bank offers SBA and USDA-focused small-business lending, including FLASH working-capital loans with a published repayment and fee structure.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loansTerm loansWorking capital loans
From the lender's own site and public records.

A second look at Colony Bank

Colony Bank offers SBA and USDA-focused small-business lending, including FLASH working-capital loans with a published repayment and fee structure.

Direct bank lender.

Published by Levr, not by Colony Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

FLASH working capital

Amount
Advertises working-capital loans up to $150,000.
Repayment
Ten-year fully amortizing term with monthly payments.
Published pricing
Page states Prime plus 3.75%, adjusted quarterly, with $350 closing costs and a $2,500 bank fee.

Provider sources: FLASH working capital

Specialty lending

Programs
Small Business Specialty Lending focuses on SBA/USDA borrowing; bank identifies SBA Preferred Lender status.
Process
Commitment letter follows underwriting approval; processor then coordinates government approval and closing conditions.

Provider sources: Specialty lending

When it may fit

Our assessment of the published programs

  • Established businesses comparing monthly amortizing working-capital debt with other short-term funding.

What to weigh carefully

  • FLASH terms and fees are advertised product information, not a locked offer; confirm current SBA eligibility and pricing.

Questions before you accept an offer

  1. What is the full financed balance and total repayment after all fees?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

Live Oak Bank

Compare Live Oak Bank for U.S. business lending.

The lender

Type
Bank
Legal name
Colony Bank
Founded
1976
Charter
Not yet provided Add it
Headquarters
Fitzgerald, Georgia
Service area
Based in Georgia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
colony.bank
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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