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Crest Capital logo

Crest Capital

Listed
Equipment lessor for equipment financingAtlanta, GeorgiaServes US businesses; availability varies by program and state
View 1 loan officer at this lender ↓
BBLL 000069Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Crest Capital specializes in equipment, commercial vehicles and software for established businesses. Its published financing range is larger than the limit for transactions without financial statements, and its early-payoff policy does not promise interest savings.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financing
General small business
From the lender's own site and public records.

A second look at Crest Capital

Crest Capital specializes in equipment, commercial vehicles and software for established businesses. Its published financing range is larger than the limit for transactions without financial statements, and its early-payoff policy does not promise interest savings.

Crest describes itself as a national equipment-finance lender, not a bank. It offers financing and lease agreements and pays equipment sellers directly; confirm the creditor and servicing entity in the agreement.

Published by Levr, not by Crest Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Equipment, vehicle and software financing

Amounts and documentation
$10,000–$500,000; larger transactions by arrangement. No financial statements or tax returns normally required up to $250,000.
Asset eligibility
New and used equipment, including private-party purchases. Commercial vehicles and software are also offered.
Ownership
The homepage distinguishes EFAs, where the customer owns equipment from day one, from leases with buyout or renewal options.
Rates
Fixed for the term. No universal numeric rate or complete fee schedule is stated in these sources.

Provider sources: Equipment financing · Company and ownership information

Eligibility and contract considerations

Business and credit
Self-assessment targets businesses with at least two years under current ownership, timely payment history and a personal-credit benchmark of 650. Approval considers more than score.
Restrictions
The FAQ says Crest does not offer startup or bad-credit financing.
Credit checks
Eligibility checking does not involve a personal-credit inquiry; the provider says full applications use a soft pull.
Soft costs
Up to 25% of the financing amount can cover items such as tax, delivery and installation.
Early payoff
Allowed, typically with minimal or no penalty. Crest explicitly says the financing cost is fixed at signing and early payoff offers no advantage.
Security
The FAQ says no blanket liens or compensating bank balance; this is not a statement that no equipment security or guarantee applies.

Provider sources: Qualification self-assessment · Equipment financing FAQ

When it may fit

Our assessment of the published programs

  • Useful to compare for an established company purchasing equipment, vehicles or software, including used assets.
  • The simpler documentation process could matter for a purchase within $250,000.

What to weigh carefully

  • The advertised $500,000 range is not the no-financial-statements limit.
  • A 650 benchmark does not guarantee approval.
  • Early repayment should not be assumed to reduce total financing cost.
  • Lease ownership and purchase options differ from an EFA; review the actual structure.

Questions before you accept an offer

  1. Which agreement type is offered, and who holds title during the term?
  2. What amount is due upfront, including any documentation charges?
  3. What is the exact payoff at 12 months compared with remaining scheduled payments?
  4. Are personal guarantees required and which assets secure the agreement?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Balboa Capital

Compare Ameris Bank Equipment Finance/Balboa for a separate equipment quote and its different program requirements.

Ascentium Capital

Compare Ascentium’s larger equipment limits and contract termination conditions.

U.S. Bank

Compare U.S. Bank’s equipment offering, especially if you are an existing customer.

Published specialist programs

Heavy equipment financing

A clearly documented heavy-equipment program for established businesses, including auction and private-party machines; exclude from startup recommendations.

Who it serves
Explicitly does not finance pure startups. Published benchmark: two or more years under current ownership.
Published terms
Published equipment financing range: $10,000–$500,000; simplified documentation up to $250,000. Typically two years under current ownership and a 650 personal credit benchmark for significant owners. Full financing may be available to qualified applicants; confirm cash due at signing.
Service area
United States; official equipment financing page identifies US small-business financing.

Equipment covered: Excavators, bulldozers, backhoes, loaders, skid steers, cranes, drilling rigs, paving/concrete equipment and attachments; new, used, auction and private-party purchases.

Our questions before you choose

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Checked October 31, 2026. Provider program details · Provider program details · Equipment financing FAQ

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

Commercial Credit Group

Compare heavy equipment financing →

First Capital Leasing

Compare heavy equipment financing →

North Mill Equipment Finance

Compare heavy equipment financing →

The lender

Type
Equipment lessor
Legal name
Not yet provided Add it
Founded
1989
Charter
Not yet provided Add it
Headquarters
Atlanta, Georgia
Service area
Serves US businesses; availability varies by program and state
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
crestcapital.com
LinkedIn
Company page

Loan officers at this lender (1)

Each loan officer here has a profile of their own.

MF
Mark FrenchListedPresident
Loan officer. Listed from public records. Details fill in when Mark claims the profile.
Unclaimed
Atlanta, GA

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