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First Bank of the Lake

Listed
Bank for business acquisition loans and commercial real estate loansOsage Beach, MissouriBased in Missouri; service area not yet provided
BBLL 000895Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

First Bank of the Lake offers SBA-oriented borrowing for business purchases, franchises, operating needs and owner-occupied property, alongside USDA rural-business lending.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loansCommercial real estate loansEquipment financingFranchise financingWorking capital loans
From the lender's own site and public records.

A second look at First Bank of the Lake

First Bank of the Lake offers SBA-oriented borrowing for business purchases, franchises, operating needs and owner-occupied property, alongside USDA rural-business lending.

Direct bank lender.

Published by Levr, not by First Bank of the Lake. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loan options

Starting amount
The loan-options page advertises loans starting at $25,000.
Business purchase
Offers a route for buying an established business or buying out a partner.
Franchises
Supports opening and expanding franchise locations.

Provider sources: Business loan options

USDA business lending

Uses
Business purchase or expansion, debt consolidation, equipment, real estate and working capital.
Location
The financed project must be in an eligible rural area; headquarters can be elsewhere.

Provider sources: USDA business lending

When it may fit

Our assessment of the published programs

  • Buyers and franchise operators comparing SBA credit with rural-business USDA financing.

What to weigh carefully

  • Program eligibility and project location determine which government-backed route is available.

Questions before you accept an offer

  1. Is SBA or USDA financing a better match for this project and borrower?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

Live Oak Bank

Compare Live Oak Bank for U.S. business lending.

The lender

Type
Bank
Legal name
First Bank of the Lake
Founded
1987
Charter
Not yet provided Add it
Headquarters
Osage Beach, Missouri
Service area
Based in Missouri; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
fblake.bank
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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