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Access Plus Capital

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Direct business lender for startup funding and equipment financingFresno, CaliforniaCentral California; program eligibility applies.
BBLL 000318Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Access Plus Capital serves Central California with startup and established-business loans. Its program pages publish different credit thresholds, so the startup and microloan criteria should be compared separately.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Startup fundingEquipment financingWorking capital loans
General small business
From the lender's own site and public records.

A second look at Access Plus Capital

Access Plus Capital serves Central California with startup and established-business loans. Its program pages publish different credit thresholds, so the startup and microloan criteria should be compared separately.

Access Plus Capital is a lending business name of Fresno CDFI.

Published by Levr, not by Access Plus Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Microloans

Amount
Up to $50,000.
Credit
Published minimum score of 600; credit history and business need also matter.
Uses
Working capital, equipment, debt refinance or tenant improvements.
Repayment
Monthly payments with automatic debit; no prepayment penalty. Interest is individually quoted.

Provider sources: Microloans

Startup Loan

Funding share
Up to 75% of startup cost.
Credit and term
Published 620 minimum score; up to seven years.
Documents
Business plan and projections, personal financial statement, tax returns, entity documents and credit history.

Provider sources: Startup Loan · Business loan overview

When it may fit

Our assessment of the published programs

  • Central California startups with a documented plan and funding contribution.
  • Existing businesses seeking smaller loans with monthly repayment.

What to weigh carefully

  • The general overview lists one year in business, while the dedicated startup program serves new businesses; confirm the appropriate route.
  • Approval and funding timing depend on complete documentation.

Questions before you accept an offer

  1. Is my county within the current service area?
  2. What contribution, collateral and guarantees accompany my quoted rate?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Main Street Launch

Main Street Launch provides California Community Advantage and local loans.

TMC Community Capital

TMC Community Capital provides a separate California microloan option.

The lender

Type
Direct business lender
Legal name
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Founded
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Charter
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Headquarters
Fresno, California
Service area
Central California; program eligibility applies.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
accesspluscapital.com
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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