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National Funding

Listed
Online lender for working capital loans and equipment financingSan Diego, CaliforniaBased in California; service area not yet provided
BBLL 000151Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

National Funding offers working-capital and equipment financing and can refer some applicants to partners. The product available depends on your state, business and underwriting.

Online lender. Takes applications and makes credit decisions online.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loansEquipment financing
From the lender's own site and public records.

A second look at National Funding

National Funding offers working-capital and equipment financing and can refer some applicants to partners. The product available depends on your state, business and underwriting.

Markets direct business lending. Products offered by National Funding, Inc. and affiliates; disclosure permits made or arranged loans under California license 603A169. Applicants it cannot fund may be matched to partners.

Published by Levr, not by National Funding. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working capital financing

Amount
$6,000–$500,000
Repayment
4–24 months; daily or weekly remittances.
Published entry requirements
A universal minimum was not established from the core product sources reviewed. Request current eligibility criteria.
Fees and cost
Provider explains factor-rate pricing; its 1.25 example is illustrative, not a published offer. Early payoff discounts may be available subject to the agreement.
Restrictions
AK, CO, MA, MN, MT, NV, NJ, NY, ND, OK, OR, PA, RI, SD, TN and VT: current product footnotes limit offerings to sales-based financing. Business use only; underwriting and documentation required.

Provider sources: Partner-referral footnote · Credit description · Direct lending and license disclosure

Equipment financing and leasing

Amount
Up to $150,000
Repayment
Monthly payments over 2–5 years.
Published entry requirements
Six months in business and a vendor equipment quote. Provider says most customers have FICO 600+, not that 600 is a guaranteed cutoff.
Fees and cost
A complete numeric fee schedule was not established by the reviewed page. Request the full dollar cost and payment schedule.
Restrictions
AK, CO, MA, MN, MT, NV, NJ, NY, ND, OK, OR, PA, RI, SD, TN and VT: current product footnotes limit offerings to sales-based financing. New or used equipment; loan versus lease structure must be confirmed.

Provider sources: Equipment program, qualifications, terms and restrictions · Direct lending and license disclosure · Partner-referral footnote

When it may fit

Our assessment of the published programs

  • Potential fit for a defined working-capital need when frequent remittances fit the operating cash cycle.
  • Potential fit for smaller equipment purchases by an operating business.

What to weigh carefully

  • Compare total repayment and net cash received; a factor rate is not APR. Short terms can increase payment pressure.
  • The published maximum may not cover larger installations; verify state eligibility and end-of-lease ownership costs.

Questions before you accept an offer

  1. Is this offer a loan or sales-based financing in my state?
  2. Who is the legal funder?
  3. What are net proceeds, total repayment, fees and remittance frequency?
  4. What exact discount applies if paid off early?
  5. Does equipment financing apply in my state or only sales-based financing?
  6. Is the agreement a loan, EFA or lease, and what is the purchase option?
  7. What cash is due upfront and what fees apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Kapitus

Compare equipment-specific financing and general working-capital programs.

Credibly

Compare direct and partner funding routes, keeping loans separate from receivables purchases.

The lender

Type
Online lender
Legal name
Not yet provided Add it
Founded
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Charter
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Headquarters
San Diego, California
Service area
Based in California; service area not yet provided
Meets in person
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Languages
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Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
nationalfunding.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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