Pacific Community Ventures

Listed

Direct business lender for working capital loans and equipment financingOakland, CaliforniaCalifornia, United States; program-specific restrictions apply.

BBLL 000345Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

PCV lends to revenue-generating California businesses, pairing finance with business support. Its Community Loan has specific pricing distinct from special-purpose funds.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loans Equipment financing Term loans

General small business

From the lender's own site and public records.

A second look at Pacific Community Ventures

PCV lends to revenue-generating California businesses, pairing finance with business support. Its Community Loan has specific pricing distinct from special-purpose funds.

Direct nonprofit business lender.

Published by Levr, not by Pacific Community Ventures. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small Business Community Loan

Amount and term: USD10,000–500,000; one-to-seven-year term with one month interest-only.
Pricing: Published fixed8.75%interest and3.5%closing fee, without prepayment penalty.
Operating criteria: California business operating and earning revenue for at least12months, with repayment cash flow.
Guarantees: Owner personal guarantees apply; FAQ specifies owners with20%or more ownership, while product page says more than20%. Confirm treatment at exactly20%.

Provider sources: Loan products · FAQ

When it may fit

Our assessment of the published programs

Operating California small businesses seeking a fully amortizing loan for growth, equipment or working capital.

What to weigh carefully

Product page excludes rideshare, real estate, transportation, cannabis and nonprofits.
No minimum credit score does not eliminate credit review; the FAQ says collateral is not required.

Questions before you accept an offer

Which program’s rate and closing fee apply?
Who must provide a personal guarantee?
When do principal payments begin after interest-only payments?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck for shorter-term operating-business finance.

Fundbox

Compare Fundbox for revolving working capital, subject to its eligibility.

The lender

Type: Direct business lender
Legal name: Not yet provided Add it
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: Oakland, California
Service area: California, United States; program-specific restrictions apply.
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: pacificcommunityventures.org
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Program availability

California, United States; program-specific restrictions apply.

Sources: Pacific Community Ventures source (Oct 31, 2026), Pacific Community Ventures source (Oct 31, 2026), Official firm website (Oct 31, 2026), Official firm website (Oct 31, 2026), Official firm website (Oct 31, 2026).

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