Business term loans
- Term
- Terms up to seven years with floating or fixed rates.
- Uses
- Equipment, vehicles, permanent working capital and leasehold improvements.
- Security
- Unsecured loans considered case by case.
Provider sources: Business term loans
Pathfinder Bank
ListedBank for commercial real estate loans and equipment financingOswego, New YorkBased in New York; service area not yet provided
BBLL 001195Listed Oct 2026From public recordsLast checked Oct 31, 2026
About
Pathfinder Bank offers Central New York businesses fixed- or floating-rate term loans and reusable operating lines.
Bank. Lends to businesses from its own deposits.
This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.
What they lend
Commercial real estate loansEquipment financingBusiness lines of creditTerm loansWorking capital loans
From the lender's own site and public records.A second look at Pathfinder Bank
Pathfinder Bank offers Central New York businesses fixed- or floating-rate term loans and reusable operating lines.
Direct bank lender.
Published by Levr, not by Pathfinder Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.
Visit the official provider website →Programs and published requirements
Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.
Business lines
- Cost and access
- Variable-rate revolving credit, interest only on amounts used, with check access without reapplying.
- Purpose
- Seasonal needs, working capital and inventory.
Provider sources: Business lines
When it may fit
Our assessment of the published programs
- Central New York businesses comparing a scheduled asset loan with seasonal revolving credit.
What to weigh carefully
- Unsecured availability is discretionary and pricing is individualized.
Questions before you accept an offer
- Will the line require collateral, an annual cleanup or personal guarantees?
Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.
Prepare your comparison
Use the same questions and figures for each offer you receive.
Alternatives to research
These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.
Wells Fargo
Compare Wells Fargo for U.S. business lending.
PNC Bank
Compare PNC Bank for U.S. business lending.
The lender
- Type
- Bank
- Legal name
- Pathfinder Bank
- Founded
- 2002
- Charter
- Not yet provided Add it
- Headquarters
- Oswego, New York
- Service area
- Based in New York; service area not yet provided
- Meets in person
- Not yet provided Add it
- Languages
- Not yet provided Add it
- Program approvals
- Not yet provided Add it
- Also lends to consumers
- Not yet provided Add it
- Website
- pathfinderbank.com
- Company page
Loan officers at this lender
No loan officers listed yet. Work here? Claim your profile.
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