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The Farmers & Merchants State Bank logo

The Farmers & Merchants State Bank

Listed
Bank for term loans and business lines of creditArchbold, OhioBased in Ohio; service area not yet provided
BBLL 001034Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

The Farmers & Merchants State Bank, operating as F&M Bank, offers business term and operating loans, seasonal credit lines, equipment finance and commercial or investment property lending.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at The Farmers & Merchants State Bank

The Farmers & Merchants State Bank, operating as F&M Bank, offers business term and operating loans, seasonal credit lines, equipment finance and commercial or investment property lending.

The Farmers & Merchants State Bank provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by The Farmers & Merchants State Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Business term
Term loans can fund equipment, vehicles, inventory, expansion or working capital, with repayment customized to cash flow.
Operating credit
Short-term notes provide temporary liquidity and operating lines address seasonal or working-capital needs.
Property
Offers commercial property purchase, refinance or build-out and separate investment-property lending.

Provider sources: Business term loans · Business and agriculture credit

When it may fit

Our assessment of the published programs

  • Ohio or Indiana businesses comparing scheduled term credit with seasonal operating facilities.

What to weigh carefully

  • These sources do not identify a specific SBA offering; a general FAQ discussion alone does not establish program availability.

Questions before you accept an offer

  1. How will the bank size our line and match term repayment to our seasonal cash flow?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Chase

Compare Chase for business lending in OH; confirm the project location, collateral requirements and proposed terms.

U.S. Bank

Compare U.S. Bank for business lending in OH; confirm the project location, collateral requirements and proposed terms.

The lender

Type
Bank
Legal name
The Farmers & Merchants State Bank
Founded
1897
Charter
Not yet provided Add it
Headquarters
Archbold, Ohio
Service area
Based in Ohio; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
fm.bank
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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