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TMC Community Capital logo

TMC Community Capital

Listed
Direct business lender for term loans and working capital loansOakland, CaliforniaCalifornia, United States; program-specific restrictions apply.
BBLL 000351Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

TMC Community Capital is a California nonprofit microlender with separate milestone and microloan products. Smaller loans can be accessed through community partners.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansWorking capital loans
General small business
From the lender's own site and public records.

A second look at TMC Community Capital

TMC Community Capital is a California nonprofit microlender with separate milestone and microloan products. Smaller loans can be accessed through community partners.

Direct nonprofit CDFI microlender.

Published by Levr, not by TMC Community Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Micro Loan

Amount and term
USD5,000–25,000 for one to three years.
Pricing
Published interest7.5%–8.5%and5%fee.
Documents
Three recent months of bank statements, proof of business and government-issued identification.
Eligibility
For-profit California business generating revenue for at least12months; no minimum FICO and ITINs accepted.

Provider sources: Products and requirements · Community underwriting partners

When it may fit

Our assessment of the published programs

  • Established California microbusinesses seeking a smaller loan with community-based assistance.

What to weigh carefully

  • Excluded sectors include adult entertainment, cannabis, rideshare, real estate, speculation and weapons.
  • No minimum score does not mean no credit inquiry. The product FAQ states personal credit is checked; confirm the process for your product.

Questions before you accept an offer

  1. What net proceeds remain after the5%fee?
  2. Is my application direct or through a community partner?
  3. What guarantees and credit reporting apply to this microloan?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck for shorter-term operating-business finance.

Fundbox

Compare Fundbox for revolving working capital, subject to its eligibility.

The lender

Type
Direct business lender
Legal name
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Founded
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Charter
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Headquarters
Oakland, California
Service area
California, United States; program-specific restrictions apply.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
tmccommunitycapital.org
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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