Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
Finance One logo

Finance One

Listed
Factoring company for invoice factoring and working capital loansLos Angeles, CaliforniaBased in California; service area not yet provided
BBLL 000332Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

Finance One offers factoring with different advance treatment for approved and non-approved customer accounts, plus credit protection and collections.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loansCommercial real estate loans
General small business
From the lender's own site and public records.

A second look at Finance One

Finance One offers factoring with different advance treatment for approved and non-approved customer accounts, plus credit protection and collections.

Finance One, Inc. is a commercial finance company specializing in factoring, purchasing receivables and advancing against assigned invoices.

Published by Levr, not by Finance One. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Factoring advances

Published guidance
FAQ describes approved orders as usually eligible for advances up to 80%, versus up to 60% for non-approved orders; final rate set at account opening.
Documents
Invoices, shipping records, purchase orders and assignment sheets required for processing.
Timing
Check or wire within 24 hours after successful assignment processing advertised.
Eligibility
Business receivables, including sole proprietors; personal consumer transactions are not the program.

Provider sources: Program FAQ

Credit protection and collection

Approval
Payment guarantee depends on prior customer-credit assessment and approval.
Covered risk
Financial inability of an approved customer to pay.
Administration
Customer credit checks and collection services; guarantees can be used without taking advances.

Provider sources: Full-service factoring

When it may fit

Our assessment of the published programs

  • Useful for wholesalers evaluating customer-credit guarantees separately from the amount advanced.

What to weigh carefully

  • Non-approved invoices should not be described as insured merely because an advance is possible.
  • Existing bank liens may prevent advances without negotiated consent. No universal factoring fee or commitment period is stated.

Questions before you accept an offer

  1. Which buyers receive written non-recourse approval?
  2. What exclusions apply to deductions, returns and performance disputes?
  3. What fees, reserves and exit obligations apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Milberg Factors

Compare Milberg for credit protection without full servicing.

DSA Factors

Compare DSA’s wholesale coverage and flat fees.

The lender

Type
Factoring company
Legal name
Not yet provided Add it
Founded
1998
Charter
Not yet provided Add it
Headquarters
Los Angeles, California
Service area
Based in California; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
finone.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in California

All of California
CB
CityFirst BankLevr partner
City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.
CDFIs and community lendersCommercial real estate loansEquipment financing
Los Angeles, CA
Drip Capital logo
Drip CapitalLevr partner
Drip Capital offers working capital for trading businesses through vendor finance, receivables finance and revolving credit. Its programs target established business activity rather than a personal-credit-only assessment.
Factoring companiesInvoice factoringWorking capital loans
Sunnyvale, CA
Fundbox logo
FundboxLevr partner
Fundbox offers business credit through direct and embedded platform channels. Available terms can differ by channel, and a public product illustration is not a confirmed borrowing limit.
Online lendersBusiness lines of creditTerm loans
San Francisco, CA
Taycor Financial logo
Taycor FinancialLevr partner
Taycor Financial offers equipment loans and leases, plus working-capital products. Its equipment application-only threshold is not a universal financing maximum; obtain a written quote for the specific program.
Equipment lessorsEquipment financingWorking capital loans
El Segundo, CA
Powered byLevrStanding rises on evidence, never on payment.