First Bank

Listed

Bank for asset based lending and equipment financingHamilton, New JerseyBased in New Jersey; service area not yet provided

BBLL 000945Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

First Bank offers conventional business lines and an Express lending program with term and revolving facilities up to $350,000. Express requires a primary business deposit relationship and a personal guaranty and excludes several borrower or transaction types.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lending Equipment financing Business lines of credit Term loans Working capital loans

From the lender's own site and public records.

A second look at First Bank

Direct bank lender; individual facilities remain subject to bank underwriting.

Published by Levr, not by First Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Express limit: Term loans and lines up to $350,000; vehicle and equipment financing is also offered.
Express requirements: Personal guaranty, primary business deposits, formation documents and the most recent business tax return.
Express exclusions: Startups, nonprofits and real-estate transactions are excluded; cash-based businesses and certain contractors may qualify for lower amounts.
Prepayment: The Express page advertises no prepayment penalties.

Provider sources: Business Express · Business lines

When it may fit

Our assessment of the published programs

Could suit an established local business moving its primary deposits while arranging a smaller facility.

What to weigh carefully

Express restrictions are program-specific and do not establish eligibility for all First Bank commercial products.

Questions before you accept an offer

Does the industry qualify for the full Express limit?
What collateral and pricing apply alongside the personal guaranty?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business credit and equipment financing; confirm geographic availability.

U.S. Bank

Compare U.S. Bank for conventional and SBA business credit; confirm local service and transaction fit.

The lender

Type: Bank
Legal name: First Bank
Founded: 2007
Charter: Not yet provided Add it
Headquarters: Hamilton, New Jersey
Service area: Based in New Jersey; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: myfirstbank.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 58481Record

Each one links to its official record.

Location

Based in New Jersey; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank product: Asset-Based Lending (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), Business Express (Oct 31, 2026), Business lines (Oct 31, 2026).

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